Clubs Rotary Club

The Vermillion Rotary Club met at noon at the Silver Dollar Restaurant on June 6. President Randy Houska reminded the club that donations for the Vermillion Food Pantry are due today. If you forgot to bring a food item, you may donate cash to their cause. The next board meeting (and last one Randy will preside over) will be held on Thursday, June 15 at noon at the Silver Dollar dining room.

Linda Fisher introduced and welcomed Meg Quintal co-chair of the 2000 Vermillion Summer Arts Festival to be held June 17 and 18 in Vermillion. Meg began her program by giving an overview of the festival which will include music, over 45 artists, bag pipers as well as food craft booths. There will be free buggy rides to and from the downtown area where the annual Vermillion Crazy Days is being held in conjunction with the festival. A kiddie parade will begin at 11 a.m. and a sidewalk sale will be organized in the downtown area. Meg emphasized the importance of this event and encouraged everyone to take part to make it a success. Meg updated the club on the Vermillion Can Do! project as seven areas have been identified and task forces have been meeting to identify goals and objectives for each area. An approved plan should be in place by Oct. 1. If you are interested in volunteering, you may still do so.

Mark your calendar for the Club Social and Changing of the Guard dinner. It will be held on June 27 at 6 p.m. at the new USD Alumni Foundation Center. Spouses and friends are welcome. Please sign up today!

Don't forget about the Sidewalk Sale, Saturday, June 17. Our stand will be located at the Iverson-Siecke building on Main Street. On Thursday, June 15, we will be able to store sale items in the building. Contact Dean Clark if you can help pick up merchandise, man the booth for a two hour shift, or if you have any treasures to donate. Your assistance is appreciated!

Vermillion Lions Club

President Julie Potter called the regular meeting of the Vermillion Lions following the 6 p.m. dinner at the VFW Club on June 1.

Lion Julie announced that anyone who was interested in playing cribbage with a gentleman at the Sioux Valley Care Center should contact Lion Marion Kryger.

Lion Julie asked Delores Gregg to "take a bow" and be recognized for providing delicious food for the group's meetings. She will prepare the lasagna for the June 15 meeting and then retire from cooking for the Lions Club.

Lion Mick Breske introduced Bruce Berger who presented the program on long term care and long term care insurance. The odds are one in two that a person will need some form of long term care which includes not only nursing home care but also adult day care, home health care and assisted living. Costs for these services currently run as high as $110 for an eight hour shift for home health care, $25,800 for 70 days of assisted living, $16,000 a year for adult day care, and $47,000 for nursing home care. Medicare only pays for skilled care and long term care is not considered skilled care.

Many people consider transferring their assets to their child or children in order to qualify for Medicaid, and under certain conditions this action is a criminal offense. It may also be unwise to transfer assets because you lose control and a divorce, misuse of funds, a lawsuit, or the early death of an adult child can cause you to lose your assets entirely.

Any long term care insurance policy should include coverage for home health care, assisted living, adult day care, and nursing home care. It should have some form of inflation protection, a benefit period of at least three years (five or more would be better), and a waiting period of 100 days or less. It should also be renewable. Several red flags to be alert for in a policy are requiring a hospital stay, skilled care and/or home health care following hospitalization only.

Berger, who is a long term care specialist, stressed that the earlier one purchases long term care insurance the lower the premiums will be.

Senior Citizens Center

On Wednesday, May 31, 48 card players came to the Senior Citizens Center for a pleasant afternoon.

Pitch players had an unusual event. Two women "shot the moon" while 19 others were envious. Phyllis Prusa and Julia Cleland were the lucky two.

Four people played pinochle, two skip-bo and 21 bridge.

Lois Erickson won high; Barb Kronaizl, second, Isabelle Manning, third; Louella Matson, blind bogie and Folmer Christensen, low.

Refreshments were furnished by Leona Kryger and Marilyn Siecke.

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