Ever-increasing interest rates, falling home values, increased minimum payments on credit cards, along with the uncertainty of fuel prices are eating away at paychecks.
Consumer Credit Counseling Service (CCCS) of Lutheran Social Services will sponsor a free money management seminar on Thursday, Dec. 7 from 6 to 9 p.m. at the CCCS office, located at Trinity Lutheran Church, 816 E. Clark in Vermillion. The Financial Check-Up seminar provides comprehensive information on responsible money management and serves as the financial readiness (part one) of the two-part CCCS home buyer education seminar, Home Buyer Express.
Participants will be given the tools and knowledge to set financial goals and priorities, develop a personal spending plan, identify affordable levels of debt, save to help avoid financial crisis, minimize the cost of credit, manage their credit and maintain credit reports and scores and prevent or handle a credit crisis.
The class, facilitated by Tami Albrecht, CCCS-certified credit counselor, is free and open to the public. For more information or to register for classes, please call (888) 258-2227.