Oct. 24 is deadline to file with FEMA

There is not much time left for South Dakotans to file claims for disaster aid with the Federal Emergency Management Agency (FEMA), disaster officials have announced.

The last day to file for aid with FEMA is Monday, Oct. 24.

Homeowners, renters and businesses in Charles Mix, Hughes, Stanley, Union and Yankton counties may be eligible for this assistance. They can register for it by calling 800-621-FEMA (3362) or TTY 800-462-7585, by going online at www.disasterassistance.gov, or through a Web-enabled mobile device or Smartphone by going to m.fema.gov.

A toll-free legal services hotline is also available for South Dakota residents affected by flooding. The hotline allows callers to request pro bono assistance from a lawyer on issues they may be facing because of the flood, such as replacing legal documents, filing insurance claims, or counseling on foreclosure or tenant issues. Affected residents may call 1-888-870-3176 between 9 a.m. and 5 p.m. CDT Monday through Friday. Messages can be left at any time. Callers should identify that they are seeking flood-related legal assistance. Resources are also available online at the State Bar of South Dakota's Web site, www.sdbar.org.

October 24 is also the deadline to submit disaster loan applications for property damage to the U.S. Small Business Administration (SBA).  SBA has approved more than $3.8 million in federal disaster loans to date to help South Dakota residents and businesses recover from disaster losses.

SBA offers low-interest federal disaster loans to homeowners, renters, businesses of all sizes and private, nonprofit organizations to help  pay for repair or replacement of disaster-damaged property. Loan amounts may be up to $200,000 for a primary residence, $40,000 for personal property and $2 million for business assets. Interest rates may be as low as 2.563% for homeowners and renters, 4% for businesses, and 3% for nonprofit organizations.

Applicants may apply online via SBA's secure web site at https://disasterloan.sba.gov/ela.  SBA information and assistance is also available by calling SBA at (800) 659-2955, emailing disastercustomerservice@sba.gov, or on SBA's Web site www.sba.gov/services/disasterassistance. Individuals who are deaf or hard?of?hearing may call (800) 877-8339.

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